Most of us have a list in our heads of things we want, whether or not we can afford them. It’s what I use when I teach my Personal Finance 101 class, and I highly recommend it if you need a place to start! 2. I love YNAB (You Need a Budget) for it’s simplicity and ease of use, and how they focus on giving every dollar a job. It’s easier to live in your home when your house is tidy, and it’s easier to stress less about money when your money all knows where to go. Think of having a budget as an organization system for your money. Getting your finances organized will save you soooo much stress! I’ve written a whole post with lots of tips on Saving Money and a course on Personal Finance, but here are a few basics to get you started: 1. Otherwise, take it to your bank and deposit it! Day 4: Assess your budget and money goals And if you know you need more cash for other activities (like the buying/selling we talk about in the 30 Day Saving Money Challenge), keep that cash around, too. It’s a good idea, if you can, to keep a couple hundred dollars in cash somewhere in your house in cash of an emergency. The next step of the financial spring cleaning is to collect your cash from around the house/wallets/bags/stashes and see what you’ve got. Today, take a moment to see what’s in those jars! It’s kind of fun to see what “extra” money you’ve got lying around!įor the coins: you can take them to a Coinstar and deposit them or get an Amazon gift card (for no fee!). Most of us probably have some sort of coin/cash jar somewhere in our house. So this is a perfect time to take a few minutes and do a financial spring cleaning! Day 3: Organize your coins and cash Part of the point of spring cleaning is to reduce your stress, and what is one of the biggest stresses (often) in our lives? Money. Really take the time to think through what self-care is for YOU! Self-care sometimes means arranging for a monthly date night, creating a routine to keep the kitchen clean, or scheduling your therapy appointments. Side note: this may not look like bubble baths and chocolate. Taking care of yourself will give you energy to do allllllllll the other things on this list, so it’s worth taking a day to think through what YOU need and how you can make that happen for yourself. I realize that this probably sounds weird to do a self-care spring clean, but here’s what I mean: while you’re decluttering your house and getting rid of and organizing your stuff- why not also take a few minutes and declutter and organize your routines to make sure you’ve got time for self-care? I’m currently doing this study on Walking with God in the Season of Motherhood.įor myself, I believe firmly that faith is received by grace and cannot be a “pull yourself up by the bootstraps” type of thing, so I highly recommend reading Jesus’ words in the New Testament in the Bible and hearing what he had to say about our spirituality- it’s the best cleanse you will ever experience.
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